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Checking

Accounts that benefit your lifestyle

As your neighbor and community bank, First Hope is here to help you get the most out of your money. That's why we offer a variety of accounts that benefit your lifestyle, specially designed to help you earn more without the fees. So you can benefit the most from your money, spend without worrying, and do it all with the right local banking team to support you along the way. 

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Compare our Checking Accounts

Compare our Checking Accounts
Kasasa CashKasasa Cash BackStudent CheckingPersonal CheckingHope SelectHope Select Plus
ATM Fee RefundsYesYesYes
Earns InterestYesYes
Overdraft ProtectionYesYesYesYesYes
Minimum Balance to Avoid Monthly Service Charge$0$0$0$0$2,500$10,000
Monthly Service Charge Below Minimum BalanceNoNoNoNo$10$15
Free Online & Mobile BankingYesYesYesYesYesYes
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    FAQ

    What types of checking accounts does First Hope offer?

    We offer checking accounts with no minimum balance with various reward programs and free online and mobile
    banking.

    Is there a minimum balance required to avoid fees?

    We have checking account options that do not require a minimum balance. 

    Can I open a checking account online?

    We are happy to connect you with a Banker as accounts are typically opened in person. Schedule an appointment today.

    Are there any monthly maintenance fees?

    Some accounts do have a monthly maintenance fee, however, the fee can be waived so long as the corresponding minimum balance requirement is satisfied. 

    Does First Hope offer overdraft protection?

    Yes, we offer various options for overdraft protection. Visit or call your local branch to learn more, or click here.

    Can I access my checking account through mobile banking?

    Yes, you can access your checking account through mobile banking. 

    What are the fees for ATM withdrawals?

    You can use any First Hope Bank ATM at no cost. If you wish to use a different ATM, a fee of $1.50 will apply. Please note that the ATM being used may also charge a separate fee. 

    How do I switch my direct deposit to my First Hope Bank account?

    You can switch your direct deposit by providing your employer or agency your account and routing number. Feel free to call your local branch with any questions.

    Are checks included with a new account?

    While checks are not included, you can order them at the time of account opening.

    How can I report a lost or stolen debit card?

    To report a lost or stolen debit card, visit your local branch or call 908-459-4121 or 973-729-8333.

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    Online & Mobile Banking

    Get all the benefits of community banking with free online & mobile banking services like eStatements, bill pay, remote deposit, and more! Simply download our app to get started.

    Learn More – Online & Mobile Banking

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